The United States is behind the times when it comes to pet insurance. Insurance helps during an emergency or that expensive biyearly check up of our pets. There are pet insurances that cover you for injury to your pet, injury to someone or something by your pet or those reoccurring nuisances like ear mites or general health issues. Insurance for your pet is the only responsible choose today.
The United States is very under insured when it comes to our pets. Europe insures their pet to the tune of 25% and Swede's is closer to 50%. Compare that to the 3% of pets insured in the United States and it shows that we our woefully under insured. The cost of veterinarian care is going up because of the Doctors cost for education and better more sophisticated equipment. It puts more and more pet owners in a position of euthanizing our pets or digging deep in our pockets to pay for the proper care.
Insurance for our pets doesn't just cover those unforeseen emergencies. It can cover regularly scheduled physicals, neutering and spading, heartworm testing and even nail trimming. Policies for medications and vaccines are available. If your dog bites someone or maybe your parrot claws or nips a child or your cat eats your neighbor's prize winning carnations. These are things that can add up in cost very quickly. You may be responsible if your pet is the cause of a car accident which can be very expensive. There are policies that protected you and your pet for this at a very low monthly cost.
There is no excuse for the high % of uninsured pets in the United States when there are lots of insurance companies with many custom policies at very reasonable monthly cost. You may even be able to add it to your home owner's policy. Let's not get put into a passion of having to euthanizing our pet because of the cost of treatment or "the unthinkable" our pet cause's damage or injury to someone. Let's be prepared and responsible pet owners and get the appropriate pet insurance.