Sky Insurance

Four years ago when our kids were in middle school, we were on one of our outings when our youngest child, my boy, starting feeling sick and developed a fever. We decided to go home early and put him to bed. Since my son wasn't feeling any better in the morning, my wife called the pediatrician and took him to the doctor later that day. The doctor said it was the flu. My wife took my son home and gave him the medicine the doctor prescribed. My son felt better after a few days and went back to school.

For a while everything was good, and we continued to go on outings and vacations and have fun together. Now and then our son got sick, but he always got better with the help of a doctor and some medicine. Then one summer while we were away on vacation, he got sick again. Instead of coming home early, we went to the emergency room. The doctors wanted to keep him over night. The doctor met with us the next day and told us he wanted to run some tests. My son spent the rest of the vacation in the hospital, and we were right there with him. He was released in time for us to drive home, but the results of the tests hadn't come in yet. The doctor told us he would call us at home when the tests results came in.

Our son still wasn't feeling good when we got home. Because it was the summertime, my wife was able to stay home with him, but I had to go back to work the next day. On Tuesday my wife called me to tell me the doctor called with the test results. She told me the doctor diagnosed leukemia. Immediately we contacted his pediatrician who referred us to a specialist, and we went into high gear in treating my son. The specialist started him on chemo and radiation therapies. It seemed that we were dealing with this for years, but it was really only a couple of months. Eventually, thought, my son needed a bone marrow transplant to combat this disease. We all got tested hoping one of us could be a donor, and to our relief and joy our daughter was a match for him. The transplant was a success.

All that happened three years ago. Our son has been cancer free since the transplant, and as a high school student he is already thinking about college. Throughout this whole ordeal, my health insurance company paid every doctor and hospital bill, and we never had to fight with them for so much as payment for any drugs or medication. All we had to pay was our co-pays. If we didn't have health insurance of some kind, especially the good plan my company offered, we would have been devastated financially if we had to pay those expenses ourselves.

When you have a threatening sickness to deal with, effective is your best defense. Your will make a tough time just a little bit easier to bear.