1. Liability. This is a type of coverage that will protect the owner of the policy against injury or damage that he sees / she is legally responsible for an accident is the driver in the functioning of political parties cover the driver does not pay doctors and the cost for the repair of damage to property May that the law to pay the driver as a result of the accident is required. The insurance will pay damages on their behalf. It will pay for medical expenses and compensation of property of another person involved in the accident and suffered injuries or property damage result.
2. Personal Injury Protection (PIP). Is an insurance cover that covers the car owner or driver from paying medical expenses to injured people in the event of an accident, these medical expenses covered include immediate emergency medical bills, long term inpatient and associated outpatient medical bills.
3. Collision Coverage. This type of insurance cover covers the car driver or owner from cost of damages that are incurred as a result of the car colliding with a moving or fixed object.
4. Comprehensive Coverage. Covers the policy holder against car damage or loss as a result of any other environmental or non environmental event that can result in car damage e.g. severe weather, social unrest etc.
5. Fire and Theft Coverage. As the name of the insurance coverage suggest this policy covers the car owner's property against loss or damage as a result of fire or theft.