Many people have heard of Social Security Disability Insurance benefits, but don't understand the actual process of how to apply for these benefits or that they may be eligible. Funded by payroll taxes, Social Security Disability Insurance (SSDI) is a federal government insurance program. SSDI benefits are paid to workers who cannot work due to a debilitating illness or disability.
Social Security Disability Applications
The easiest way to begin your Social Security disability application is by consulting a professional claims services company by phone or through its Web site. Some leading companies even offer a convenient, free evaluation, which is a cost effective step that will first determine your eligibility. Filling out a Social Security disability application and Activities of Daily Living questionnaire are the first steps in the application process. By working with a professional company with vast experience, you can ensure proper completion of your forms. You also will considerably increase the likelihood of an approval for benefits when using services offered by professional representatives.
After completing your application, the next step taken is determining if a legitimate disability exists and the extent the disability interferes with your employment. Social Security considers many variables and details in this analysis for benefits, which is why many people choose to consult professional representatives during the application process. To qualify for benefits, your disability must either meet or exceed the medical listings set forth by the Social Security Administration.
The Stages Of Denial And Appeal
The Social Security Administration (SSA) denies the majority of first-time applications received. The second stage of applying for SSDI benefits involves asking for reconsideration through the appeal process, depending on the state where you live. An SSDI representative will compile vocational and medical records before preparing the necessary documents for appeal.
If Social Security denies your appeal, you can request a hearing. If you use the services of a professional company, they also will analyze your case and file for your hearing. Since these experts know the "ins and outs" of these hearings, you are more likely to win your claim for SSDI benefits with their representation than by representing yourself at the hearing. When a case is denied at the hearing, a professional Social Security application representative may submit a request for appeal to the Appeals Council for a review of the decision.
Hiring A Professional Social Security Disability Expert
Unfortunately, many of the people who qualify to receive benefits never even fill out a disability application because of the confusing and overwhelming process. Others who qualify for these benefits forego hiring a professional SSDI representative because they think their assistance will cost them money they may not have or that their representative will receive the majority of their benefits. These misunderstandings keep countless people with disabilities from receiving the SSDI benefits they deserve.