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Are Your Disability Benefits Denied?

Pubdate:2010-01-31Source:Sky Insurance
What do you do if you have had your disability benefits denied? This is an important question that deserves an informed answer. Many people are in desperate need of some type of monetary compensation if they are disabled and unable to work.

What do you do if you have had your disability benefits denied? This is an important question that deserves an informed answer. Many people are in desperate need of some type of monetary compensation if they are disabled and unable to work. However, there are strict guidelines to disability benefit rulings and sometimes it is almost impossible to get the money that you so desperately need just to survive. Before you even apply for disability benefits, you should be aware of specific requirements.

Applying for disability benefits takes some hard work. First of all, you need to answer all of the questions truthfully and to the best of your knowledge. Benefits are often delayed or denied because all of the required information wasn't originally submitted. Almost always, disability claims are at first denied. That doesn't mean, however, that they won't be approved once everything has been submitted correctly.

Don't fret if your original disability claim is denied. Just remember that almost 70% of all claims are not approved on the first try. More than likely, your claim will be approved once you have made certain corrections and resubmitted it. You can also appeal the decision made by the social security administration and the chances are good that your claim will be approved during the appeals process. Your appeal will go before the Office of Hearings and Appeals (OHA) and the judge will likely rule in your favor. Children and older adults are more likely to have their appeals approved when they are submitted to the OHA.

The first level of the appeals process is called the reconsideration process and your claim may be denied here also. But, don't give up because this is not unusual. At this point, you may want to think about hiring an attorney who specializes in disability claims and/or make sure that all of the necessary paperwork has been filed appropriately. One important fact to remember is that you must file everything within 60 days after your disability claim has been denied. If you have had your disability benefits denied, then the most important thing for you to do is keep trying! It may take some time for your disability claim to be approved but the chances are in your favor that you will eventually get the money you deserve.

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