Sky Insurance

Social Security Disability Insurance, or SSDI, is a payroll tax-funded, federal insurance program. A portion of the FICA taxes you pay are set aside for these benefits (as well as Social Security retirement and Medicare). Established in 195...

Disability insurance is a product that "insures" your ability to earn an income so that if an unexpected illness or injury prevents you from working, you could still have a source of income. What Disability insurance "protects" however, is...

The facts are that every American faces the possibility of being disabled before retirement. Statistics show that it averages about three out of every ten people, but those odds may change. Disability is not just something that should be co...

Disability Insurance is often overlooked by many people, including other Financial Advisors. Some think it is too complex to understand, too difficult to collect on a claim, or too hard to be approved for. There were times when Advisors had...

Waiting Too Long to Apply Once you, through consultation with your doctor(s), have determined that you may be unable to work for a period of 12 months or more, you should file for benefits immediately. You could risk losing benefits to whic...

Most medical and dental professionals understand the need for Disability insurance. For this reason, the intent of this article is not to explain why you should have Disability coverage, but more so what exactly Disability insurance is, and...

Small business owners are some of the most devoted and hard working people that exist. They work long days and do whatever it takes to make sure that their business will continue to prosper, be profitable and allow them to provide for their...

Think about this. Generally, the long term percentage of group disability insurance is 60% of the base salary of the employees per month. This means that for every month they can get a benefit ranging from $5000 to $10000. But this is not t...

Face it, a divorce is not much fun, however it is a reality that many adults eventually face. If you are currently involved in a divorce, have you thought about how to protect any alimony payments in the event your ex-spouse becomes disable...

When your stream of income dries up because you have a disability and can't work, you may be able to get disability insurance benefits from the Social Security Administration (SSA). Applying for Social Security Disability Insurance (SSDI) b...