If you are looking for an economic plan, then you can go through online brokers such as eHealthInsurance. While eHealthInsurance is ideal for a broad overview of the market, I recommend you also to a human agent and an agent to speak.
Small business owners have experienced the benefits of, and are in a position to draw their employees health care. Unfortunately, many small businesses can no medical care, without compromising their financial stability. There are certain things that you can well manage.
Increase your chances of saving money by shopping around. Talking with agents from different companies will usually reveal more options than you previously knew. Additionally, your particular situation will be assessed and handled differently from company to company, so it never hurts to know your options.
If the prices are still too unaffordable, there may be other options. You can get a Health Savings Account (HSA). This is a tax-advantaged account funded with contributions from you and your employee to be used specifically for medical purposes. The employee contributions can also be made with pre-tax dollars, saving employees some cash during tax time.
If and when you do find an affordable health care solution, you can always reduce your payments by the usual methods. Paying higher deductibles and co-pays will significantly reduce premiums. Depending on your state requirements, you may be able to make your employees contribute more for health care than the typical fifty percent.
There are also alternative types of plans that will reduce rates. Instituting wellness programs, as well as using nurse hotlines can go a long way towards staving off doctors' visits, and health related problems.