營f you are considering a temporary health plan for yourself, it is important for you to review carefully whether the following benefits are covered in your policy. These benefits must be included in your short term plan because the cost of the services is extremely high. Let's see what benefits should be highlighted:
- Physician services The fees incurred by the inpatients and outpatients for the services provided by physicians, surgeons, assistant surgeons, anesthetists and consultants should be covered by the insurance.
- Laboratory and diagnostic services It is important for you to make sure that X-rays and laboratory examinations for diagnostic purposes, including mammography and Pap tests for screening are also included in the benefits of your temporary health plan.
- Hospital services When reviewing the proposed policy, you need to ensure that the coverage for hospital charges (including intensive care unit), surgery, anesthetist fees, registered nursing and pre-admission testing are included as these expenses are most costly.
- Durable medical equipment In our daily life, there are many unforeseen illnesses or injuries. Bear in mind that the rehabilitation process may incur a large amount of cost. Hence, it is a must for your temporary health coverage to include all types of necessary medical equipments.