Customer information: Mr. Zhang, 27-year-old, trade / logistics, the average monthly income of 25,000 Yuan
Insurance Type: [critical-illness insurance, commercial pension insurance, accident insurance, commercial health insurance]
Mr Cheung is log into my personal website consult the insurance program a customer before any commercial insurance, service companies have social security, business is good, entertaining a lot, and often travel, just get married soon but there were no children. However, the intention to be two children of his own future with confidence.
I think that Mr. Zhang, the young and promising, the ability for themselves to develop a more comprehensive protection plan for health, accident as the focus, taking into account the old age!
First, to protect the contents of
First of all for his family responsibilities and the current income-generating capacity, worth the sum insured should 200-3000000 or so, it should be the design of this program the maximum sums insured to 360 million;
Casualty mainly on account of Mr. Zhang to travel often, to drive high-risk activities that we have the risk of accidents, therefore the amount of insurance will be done up to 300 million;
Health insurance is mainly on account major illnesses and hospital treatment in two major diseases, insurance 30 million, a general hospital insurance 20 yuan / year, daily bed charge 300 yuan / day
Drugs and treatment costs may apply for reimbursement of no boundaries and non-newspaper, as long as the doctor prescribed some medicine all of whom had written off before and after the 7-day hospital outpatient and emergency funds can also be reimbursed, designated hospitals reported that 90%, non-designated hospitals reported that 70%;
Old-age insurance, 65-year-old one-time pension 800,000 yuan.
Second, product mix
(1) Excellent Excellent co-existence of life 10 10 Additional excellence accident
(2) 10 great emphasis on excellence of medical disease
3, features analysis
(1) This scheme in a comprehensive, accident, medical, pension fully cover;
(2) The insured amount sufficient to withstand all kinds of risks is fully capable of bringing economic pressure on families;
(3) superior health care protection and the identity of Mr. Zhang, a high degree of matching, even if the illness can also be a kind of enjoyment!