Life insurance is essential if you are married, single, unemployed, have children or a child of the family encyclopedia. Life insurance allows you a legacy to leave their loved ones, and to cover the bills and debts, including mortgages, credit cards or loans. In addition to providing financial support, life insurance offers peace to you and your loved ones should the worst happen.
While the majority of people work relatively care-free 9-5's, some people are willing to put their lives on the line in order to make a living. For people such as these life insurance is especially important. Fishing in particular is believed to be the UK's most dangerous profession with those who work at sea 50 times more likely to die at work compared to land based jobs. Research shows 1 in 63 fisherman will die whilst working at sea every year, demonstrating how important life insurance can be.
Moving back to land, bomb disposal experts have an equally dangerous time of things. Whilst working in combat, bomb disposal experts run the risk from the bombs themselves as well as enemy fire. Often thought of as the 'most dangerous job in the world', bomb disposal experts risk their lives everyday, all for a salary of £32,000 per year.
Life cover is equally as important for security guards working in war zones across the world. In recent years, security personnel has become a lucrative business; especially in volatile countries such as Iraq and Afghanistan. Although security forces can earn up to £500 protecting important people and politicians, over 900 have been killed in the past three years alone. A good life insurance policy is inarguably valuable for individuals' such as these families.
Hop into your car everyday and drive to work might not seem like a particularly dangerous task at all; think again. Road accidents are the number one killer of workers in Great Britain with work vehicles involved in 150 crashes a day. Approximately one in four of all road fatalities involve people who have to drive whilst at work, proving just how valuable life insurance really is.