Are we looking for an opportunity for ourselves or for our clients? Today their is a new program that gives you and your client a GREAT Opportunity.
Today we have a very large problem that exists in our society and that problem is growing everyday. Why don't more people protect themselves against a Long Term Care Crisis? Why don't more agents help clients with this problem?
First let's talk about this Huge Problem Seniors Face:
Long Term Care is a growing problem for Seniors today. Statistics show us that 1 in 2 seniors will need some form of it in their lifetime, yet only 15% of seniors have any form of Long Term Care coverage. Many seniors are concerned about it but are not willing to pay the expensive premiums for traditional LTC coverage, this is why 85% of seniors self insure their care. These seniors feel that if they need to go to a Nursing Home or have any form of care, they will tap into their savings money for these expenses. There is a better way and it's a huge opportunity for you!
The Best Solution for your Senior client:
Is not in buying a traditional LTC policy, where they have to take funds out of existing cash flow to pay for traditional premiums (the old way).
There is a better way to cover the risk of a LTC crisis. The NEW way of protecting themselves works by simply changing the way they save during retirement! Seniors can now protect themselves with a NEW very competitive Fixed Annuity that TRIPLES in value if they ever need Long Term Care (Nursing home, Assisted Living, Home Health Care)!
That's right if your client puts in $100k they would immediately have a $300k LTC benefit ($137 per day for 6 yrs)! They do not give up control of their money either. Because it's an annuity, their money grows with tax-deferred interest. Seniors need liquidity too, with this product your client has access to all of their accumulated interest in a Lump Sum and the best part is, if they NEVER need LTC their heirs get the annuity value just like they would get in any savings plan!
Today more people are concerned about their lifestyle now than their lifestyle tomorrow. This is the best way to take care of their LTC need! It takes 1035 exchanges of old annuities, and pays a great commission as well. 85% of the population needs this product and most will want it when they find out about it! If your clients don't hear about this product from you, they will hear about it from another agent. Think about your clients who need this as part of their retirement plan!
This creates a Great Opportunity for you and a Great Opportunity for your clients!