Sky Insurance

There isn't anybody who likes to think about having a physical or mental frailty that would cause them to need help with daily activities. But about 70 percent of people now over age 65 will, at some point, require such assistance. Some peo...

If you're thinking about purchasing long term care insurance, it's important to consider the tax advantages of a "qualified" policy versus a "non-qualified" policy. You also need to be familiar with the various potential long term care insu...

A long-term care specialist has his clients' interest at heart. He/she is an independent agent with no ties to one particular carrier or another. The companies all pay the agents the same. The insurance industry is regulated by the State De...

Care Settings: There are 3 main types of policies: 1. Home Healthcare Only 2. Facility Care Only 3. Comprehensive (this is a combination of the two). Home Health Care Coverage, for example, means you receive insurance benefits covering in-h...

A reader recently sent us an email as a result of reading one of our blog posts. He said Baby Boomers need to be aware of a couple of important issues regarding long term care insurance and the application process: It is easier to qualify a...

The long-term care crisis is upon us. States are encouraging private citizens to purchase long-term care insurance to take the burden off the government. The government is already having trouble paying the cost of long-term care for the ind...

Long-term care insurance is a necessary part of responsible planning for your future. Most people spend their lives planning for the best quality of life. Quality of life is different for everyone. One may want to sit on the beach while oth...

The long-term care insurance industry paid out $3.5 billion in benefits to individuals holding long-term care insurance policies in 2007 according to a study released by the American Association for Long-Term Care Insurance. Approximately,...

Long term care insurance has gained popularity lately as people are finding that they are living longer. Many states are also offering tax incentives for purchasing long term care health insurance. But is it right for you? Here are some thi...

Reverse mortgages have been battered in the media recently, but reverse mortgages are often the perfect solution for cash-strapped seniors. The dollars that come in from reverse mortgages can be the difference between paying basic bills suc...