Sky Insurance

For seniors who live independently, mental health is largely dependent on their capacity for self awareness and their willingness to seek appropriate care. For those living in nursing homes or other long-term care facilities, the situation...

More and more companies are beginning to offer long-term care insurance (LTCI) to their employees as part of an overall health care benefits package. And since buying group medical insurance is usually a way to get lower insurance rates, mo...

Underwriting is essentially the acceptance of risk in return for payment. In long-term care insurance, this occurs when an applicant becomes a policyholder, paying the insurance company to accept the risk that may require them to pay out cl...

Q: Some of the long term care insurance policies I am researching allow for an indemnity benefit. Can you explain what that means and what advantages it may provide? The Problem - Reimbursement Only Policies Most long term care insurance po...

This month we continue our discussion with Joyce Ebmeier of Tabitha Health Care Services. A 25-year veteran of the nursing home industry, Ebmeier talked about the social benefits of the Green House and a phenomenon she calls the "Green Hous...

However, there can be no doubt that the cost of care fees (both in private care homes and at home care) is increasing, for example, the national average cost of a private care home with nursing is £570 per week according to research conduc...

The average buyer of individual long-term care insurance in America is approximately 58 years old. This has dramatically decreased from the high 70's only a decade ago. In the workplace (employer sponsored plans), the average age LTCi buyer...

A long term care insurance is a necessity because you do not know what the golden years have in store for you. When scouting for a long term care insurance policy always opt for a company that has been around. This is a clear indication tha...

For most people, the comfort of home is an unparalleled feeling. So it's understandable why many people choose to stay in their own homes as long as possible, even when facing the challenges associated with aging. However, the effect of pro...

Long-Term Care insurance is a necessary part of Long-Term Care Awareness Month created by Congress when the resolution was passed. Why was this passed by Congress? The government recognizes that millions of individuals tap into hard-earned...