Sky Insurance

There is no getting away from the fact that insuring your caravan comes with costs each month. However if you fail to have insurance your costs may be a great deal more if you have to replace your caravan yourself if it is totally destroyed or stolen. Even if you have to replace your awning yourself it may cost a considerable amount of money and a policy may cover this or provide a brand new replacement if your van is under a certain age. It is also possible to insure a caravan without high costs if you take certain precautions.

Lowering your insurance premiums with security measures

Buying and installing security devices for your caravan may help you to keep down the cost of the cover. If you have a static caravan, you might want to install door and window locks or alarms. You may also consider installing security lighting on the outer shell of your caravan to improve its security. A hitchlock may help to stop thieves from stealing your touring caravan by making it harder for them to unhitch it from your vehicle. You might also want to install a tracking device or immobiliser. Even a wheel clamp may help you to keep down the cost of your cover.

Check the minimum amount of excess

When taking out an insurance policy there is usually an excess that you have to find if you make a claim on the policy. With some insurance providers, this may be higher than with others so you may want to look for insurance that comes with the least amount of excess so you have less money to find to put towards a claim if one is made. On the other hand, having a higher excess can often save you money in premiums, as you are liable for more of the cost in the event of a claim.

Enjoy savings with caravan club membership

There can be benefits to becoming a member of a national or local caravanning club and one of them is the savings you may be able to make on your caravan cover. Certain insurance providers may offer a discount on the premiums if you are a member when you insure caravan with them, so check for this when comparing providers for the cheapest.