Every day thousands of Americans and Canadians travel to Mexico by car. While some choose to purchase their Mexico insurance policy at the border, this is never the best choice. There are eight key reasons you are better off purchasing your Mexico insurance policy online before your trip.
Significantly better pricing
Because of the efficiency of the internet and lack of a brick and mortar building at the border, you will always get a much better policy at a much better price when purchasing a policy online. When purchasing online, you will be able to compare all the major insurance company policies and prices side-by-side. Something you would never be able to do at the border.
Your online policy is immediately known to the Mexico authorities
Any difficulty with the authorities, particularly after an accident, will be greatly minimized by having an online purchased Mexico insurance policy. All of the necessary information about your insurance will already be available for the police to use. Those manual policies which you get at the border are not known or verifiable by the police.
Maximum Convenience
Online Mexico insurance policies are very simple to get. Online policies provide customers and agents maximum ease of use, complete, quality coverage and times savings. In fact, both customer and agent have the ability to renew policies, print evidence of insurance etc. 24 hours a day seven days a week.
Insurance Company Stability
All of the major online Mexico insurance companies have A- or better ratings from AM Best. Be wary of the smaller companies. Recently, several Mexico insurance companies have gone out of business, gone through bankruptcy or discontinued offering tourist auto coverage. Make sure to purchase only from the most stable, professional companies to be sure your claim will be handled quickly and professionally.
Better choice of Products
Online Mexico insurance not only offers the broadest available coverage at the absolute lowest price, but also any new products to the market including supplemental travel medical insurance.
Most efficient Claims Service
All of the major online Mexico insurance companies allow your vehicle to be repaired in the United States or Canada. Even though all claims must be made while still in Mexico, you can get American style follow up, servicing and communication with toll free phone numbers once back home.
High level of Privacy and Security
Strict confidentiality, which includes the encryption of all data, ensures that your privacy will be kept safe at all times.
Coverage Options
The best Mexican insurance providers offer a wide variety of coverage options. While the online insurance is able to offer the standard coverage offered by all other Mexican insurance providers at the border, they also offer three unique packages. The best coverage is offered in ABA Seguros Plus, GNP Deluxe Package, and the ACE Platinum Package. All of these packages provide coverage not offered from standard Mexico policies, including Partial Theft, Vandalism, and coverage for the higher labor costs associated with US repair on claims settlement.